Can’t afford it now? Pay over 6 months

See Key Terms

Macy's E-Gift Card $100

Price at Checkout: $100.00

Due Today: $25.00

13 Bi-weekly payments: $5.77

Apple iPad Air 2 Wi-Fi 16GB - Space Gray (Ref...

Price at Checkout: $350.76

Due Today: $87.69

13 Bi-weekly payments: $20.24

Foot Locker eCertificate $100

Price at Checkout: $100.00

Due Today: $25.00

13 Bi-weekly payments: $5.77

TJX eCertificate

Price at Checkout: From $100.00

Due Today: $25.00

13 Bi-weekly payments: $5.77

Microsoft - Xbox Series S 512 GB All-Digital ...

Price at Checkout: $416.99

Due Today: $104.25

13 Bi-weekly payments: $24.06

Oculus Quest 2 Advanced All-In-One Virtual Re...

Price at Checkout: $541.67

Due Today: $135.42

13 Bi-weekly payments: $31.25

Cuisinart - 12 PC Knife Set - Multi

Price at Checkout: $21.03

Due Today: $5.26

13 Bi-weekly payments: $1.21

Limited Edition Pillowtop California King Mat...

Price at Checkout: $623.99

Due Today: $156.00

13 Bi-weekly payments: $36.00

Apple Airpods (3rd Generation)

Price at Checkout: $242.49

Due Today: $60.62

13 Bi-weekly payments: $13.99

This is a representative example. Pricing shown is only for the product cost and does not include shipping, handling, or sales tax. Actual down payment may vary. 0% APR for 6 months. Click on the product for more details.

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Shop 1,500+ top brands within Zebit’s exclusive marketplace

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Testimonials

Zebit has a 4.4 star rating on Trustpilot as of 4/14/22

Apr 13, 2022

First Time, Not The Last!

To begin, the app is very easy to navigate around which made my first time shopping experience enjoyable. As I was perusing the site I was pleased to see Zebit offers merchandise from reputable companies including gift cards, which is what I was looking for...

Mar 3, 2022

I have been using this for over a year...

I have been using this for over a year I love the customer service I have never had an issue except for one time and when I had to call it was fixed within just a couple of hours it's a very good company to work with very easy payment plans and terms

Feb 23, 2022

Christmas for my boys

I was in a bind one Christmas being a single mom is hard and expensive at tines this time I was in a bind and needed help to buy my 3 boys gifts. I found out about Zebit and was able to give them everything they wanted in cheap payment ...the best Christmas ever

Nov 30, 2021

ZEBIT IS THE BEST

ZEBIT IS THE BEST! Hands down the BEST company I've dealt with. Most companies when they get bigger they loose a lot of the good things about them, not ZEBIT. They have gotten better with time. You have come through for me when I was in a pinch...

Jan 26, 2022

Excellent Customer Service

Honestly I only have had excellent experience with Zebit! The payment plans are very affordable and there's so many departments to choose from. Zebit makes shopping for what you need now a joy. I love being a Zebit Customer!

How much will I pay?

Macy's E-Gift Card $100

Price at Checkout: $100.00

Payments Frequency

Due Today: $25.00
Weekly Payment: $2.88
Total Paid Over 6 Months: $75.00
Total Amount Paid: $100.00

Apple iPad Air 2 Wi-Fi 16GB - Space G...

Price at Checkout: $350.76

Payments Frequency

Due Today: $87.69
Weekly Payment: $10.12
Total Paid Over 6 Months: $263.07
Total Amount Paid: $350.76

Foot Locker eCertificate $100

Price at Checkout: $100.00

Payments Frequency

Due Today: $25.00
Weekly Payment: $2.88
Total Paid Over 6 Months: $75.00
Total Amount Paid: $100.00

TJX eCertificate

Price at Checkout: From $100.00

Payments Frequency

Due Today: $25.00
Weekly Payment: $2.88
Total Paid Over 6 Months: $75.00
Total Amount Paid: From $100.00

Microsoft - Xbox Series S 512 GB All-...

Price at Checkout: $416.99

Payments Frequency

Due Today: $104.25
Weekly Payment: $12.03
Total Paid Over 6 Months: $312.74
Total Amount Paid: $416.99

Oculus Quest 2 Advanced All-In-One Vi...

Price at Checkout: $541.67

Payments Frequency

Due Today: $135.42
Weekly Payment: $15.63
Total Paid Over 6 Months: $406.25
Total Amount Paid: $541.67

This is a representative example. Pricing shown is only for the product cost and does not include shipping, handling, or sales tax.  Actual down payment may vary. 0% APR for 6 months.



Best Sellers

Sony - PlayStation 5 - DualSense Wireless Controller

Price at Checkout: From $99.99

Due Today: $25.00

13 Bi-weekly payments: $5.77

Microsoft - Controller for Xbox Series X, Xbox Series S, and Xbox One - Shock Blue

Price at Checkout: $83.99

Due Today: $21.00

13 Bi-weekly payments: $4.85

Apple iMac 24" w/ 4.5K Retina Display, 8-Core CPU, 8-Core GPU, 256GB SSD - Silver

Price at Checkout: $2,062.99

Due Today: $515.75

13 Bi-weekly payments: $119.02

Techni Sport TS-F44 Fabric Ergonomic High Back Racer Style Video Gaming Chair, Black

Price at Checkout: $249.99 $343.49

Due Today: $62.50

13 Bi-weekly payments: $14.42

Apple - 12.9" iPad Pro Latest Model (5th Generation) with Wi-Fi - 256GB - Space Gray

Price at Checkout: $1,612.76

Due Today: $403.19

13 Bi-weekly payments: $93.04

Apple iPad Pro 10.5 inch 64GB Wifi - Rose Gold - REFURBISHED

Price at Checkout: $499.99

Due Today: $125.00

13 Bi-weekly payments: $28.85

DJI Mini 2 Fly More Combo Quadcopter with Remote Controller

Price at Checkout: $831.99 $883.52

Due Today: $208.00

13 Bi-weekly payments: $48.00

Microsoft - Xbox Series S 512 GB All-Digital Console (Disc-free Gaming) - White

Price at Checkout: $416.99

Due Today: $104.25

13 Bi-weekly payments: $24.06

Sony - PlayStation - Pulse 3D Wireless Headset (Compatible for both PlayStation 4 & PlayStation 5) - White

Price at Checkout: $126.72

Due Today: $31.68

13 Bi-weekly payments: $7.31

Apple MacBook Air 13.3" M1 Chip with Retina Display (Late 2020, Silver)

Price at Checkout: $1,347.49

Due Today: $336.87

13 Bi-weekly payments: $77.74

Sony - ZV-1 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black

Price at Checkout: $1,000.00

Due Today: $250.00

13 Bi-weekly payments: $57.69

Apple - MagSafe 85W Power Adapter for 15" and 17" MacBook

Price at Checkout: $104.99

Due Today: $26.25

13 Bi-weekly payments: $6.06

Just Arrived

Hot Wheels Mario Kart 4-Pack Assortment

Price at Checkout: $34.74 $56.99

Due Today: $8.69

13 Bi-weekly payments: $2.00

Swingball Pro Toy Tether Tennis

Price at Checkout: $99.99 $162.99

Due Today: $25.00

13 Bi-weekly payments: $5.77

Barbie Chelsea Playhouse

Price at Checkout: $79.07 $128.99

Due Today: $19.77

13 Bi-weekly payments: $4.56

2 in 1 Adjustable Inline Training Skate Combo Set, Pink, Girls Small (J10-J13)

Price at Checkout: $77.91 $126.99

Due Today: $19.48

13 Bi-weekly payments: $4.49

ExploreOne Rock Tumbler

Price at Checkout: $57.32 $92.99

Due Today: $14.33

13 Bi-weekly payments: $3.31

Pixar Large Scale Karate Chop Buzz

Price at Checkout: $50.74 $82.99

Due Today: $12.69

13 Bi-weekly payments: $2.93

National Sporting Goods Foam Ball Popper Game with Target, Multicolor

Price at Checkout: $53.07 $86.99

Due Today: $13.27

13 Bi-weekly payments: $3.06

Adjustable Quad Skate Combo Set, Blue, Small

Price at Checkout: $89.91 $145.99

Due Today: $22.48

13 Bi-weekly payments: $5.19

Hot Wheels City Ultimate Octo Car Wash Playset

Price at Checkout: $111.66 $181.99

Due Today: $27.92

13 Bi-weekly payments: $6.44

Reflex Soccer

Price at Checkout: $41.66 $67.99

Due Today: $10.42

13 Bi-weekly payments: $2.40

FAQs

Applying for Zebit

  • Registering Using Internet Explorer

    Just go to www.zebit.com/register to start a new application.

    You can attempt to register up to three (3) times, per day, per email. Since no FICO score is needed, there is no risk to re-apply. Any variation on the match-up of information and the system will not be able to perform the verification.

  • Why do you need my Social Security Number?

    We use your SSN to verify your identity and perform our own assessment of your creditworthiness. Your SSN is protected and securely encrypted.

  • I applied and I was declined. Can I apply again?

    While you can apply again, we encourage you to review the Adverse Action Notice you received in order to understand why you were denied.

Credit

  • Do I have to have good credit to be approved?

    We do not require a FICO score to qualify for credit to shop at Zebit. Instead, we look at various factors from the specialty credit reporting agencies and our own criteria to determine your eligibility. 

    Not all applicants will be approved for credit.

  • Do you report credit?

    Zebit does not report payment history to the major credit bureaus of Experian, TransUnion or Equifax. For customers who applied after July 2021, we report to Clarity Services, a specialty consumer reporting agency.

  • Do you check credit?

    Zebit does not pull a FICO score nor make an inquiry that impacts your FICO score.  We do pull data from certain specialty credit reporting agencies to validate information such as your identity, employment and/or income to determine how much credit we can offer you to shop on Zebit.  This may appear as a soft pull on your credit report but does not affect your FICO credit score.  Not all applicants will be approved for credit. 

  • What agency do you perform a credit check with?

    The information we use when performing a credit check is kept and maintained by SageStream or Clarity Services. If you received an Adverse Action Notice, it states the company we used.  You have a right under the Fair Credit Reporting Act to know the information contained in your file. Should you wish to obtain a copy of this information you may contact the company noted at:

    Mail:   SageStream, LLC Consumer Office, P.O. Box
    503793, San Diego, CA 92150

    Phone:   (888) 395-0277

    Secure fax:   (858) 451-2847

    Or

    Mail:   Clarity Services, Inc., a part of Experian, Consumer Support Division, P.O. Box 16, Allen, TX 75013

    Phone:   (866) 390-3118

Zebit Market

  • What is Zebit Market?

    The Zebit Market is an eCommerce store where you can use your Spending Limit to buy a wide range of quality, name brand products.

  • What types of goods are sold in the Zebit Market?

    The Zebit Market carries a variety of products across many categories including, but not limited to: electronics, computers, furniture, appliances, health equipment, home goods, kitchenware, and accessories. We are constantly updating the products within the Zebit Market.

  • Are the goods name brand, new, used and/or refurbished?

    The products are new and in their original packaging. If we do offer open-box or refurbished items, these items will be explicitly marked as such in the Zebit Market.

  • Why are prices listed as both Pay-In-Full and Per Payment?

    Items we sell only have one price. You can choose whether to purchase items outright or pay in installments. We reflect figures for either option to provide customers with information to make their decisions.

    Total payments will never exceed the purchase price inclusive of all tax and shipping.

  • How do I select a payment option at checkout?

    At checkout you will see multiple payment options in your shopping cart.

    You may select the option that best fits your financing needs.

All FAQS