Can’t afford it now? Pay over 6 months

See Key Terms

Hotels.com e-Gift Card

Price at Checkout: From $50.00

Due Today: $12.50

13 Bi-weekly payments: $2.88

Southwest® Gift Card

Price at Checkout: From $100.00

Due Today: $25.00

13 Bi-weekly payments: $5.77

Apple iPad Air (5th Gen) - 10.9"

Price at Checkout: From $829.99

Due Today: $207.50

13 Bi-weekly payments: $47.88

Cuisinart - 10-Piece Cookware Set - Black

Price at Checkout: $81.99

Due Today: $20.50

13 Bi-weekly payments: $4.73

Microsoft - Xbox Series S 512 GB All-Digital ...

Price at Checkout: $400.99

Due Today: $100.25

13 Bi-weekly payments: $23.13

Macy's E-Gift Card $100

Price at Checkout: $100.00

Due Today: $25.00

13 Bi-weekly payments: $5.77

Limited Edition Pillowtop California King Mat...

Price at Checkout: $615.99

Due Today: $154.00

13 Bi-weekly payments: $35.54

Oculus Quest 2 Advanced All-In-One Virtual Re...

Price at Checkout: $520.99

Due Today: $130.25

13 Bi-weekly payments: $30.06

Apple - AirPods with Charging Case (2nd gener...

Price at Checkout: $179.99

Due Today: $45.00

13 Bi-weekly payments: $10.38

This is a representative example. Product offering can vary based upon creditworthiness of customers and inventory availability for Zebit. Pricing shown is only for the product cost and may not include shipping, handling, or sales tax. Actual down payment may vary by customer creditworthiness and/or individual product. 0% APR for 6 months.

Less than stellar credit? Get a max of $1,500 for an initial spending limit

Never pay more than the price at checkout

Buy now and pay over 6 months

Shop 1,500+ top brands within Zebit’s exclusive marketplace

Less than stellar credit? Need to buy supplies for an unexpected trip? Watch how Zebit can help you buy.

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Testimonials

Zebit has a 4.4 star rating on Trustpilot as of 4/14/22

Apr 13, 2022

First Time, Not The Last!

To begin, the app is very easy to navigate around which made my first time shopping experience enjoyable. As I was perusing the site I was pleased to see Zebit offers merchandise from reputable companies including gift cards, which is what I was looking for...

Mar 3, 2022

I have been using this for over a year...

I have been using this for over a year I love the customer service I have never had an issue except for one time and when I had to call it was fixed within just a couple of hours it's a very good company to work with very easy payment plans and terms

Feb 23, 2022

Christmas for my boys

I was in a bind one Christmas being a single mom is hard and expensive at tines this time I was in a bind and needed help to buy my 3 boys gifts. I found out about Zebit and was able to give them everything they wanted in cheap payment ...the best Christmas ever

Nov 30, 2021

ZEBIT IS THE BEST

ZEBIT IS THE BEST! Hands down the BEST company I've dealt with. Most companies when they get bigger they loose a lot of the good things about them, not ZEBIT. They have gotten better with time. You have come through for me when I was in a pinch...

Jan 26, 2022

Excellent Customer Service

Honestly I only have had excellent experience with Zebit! The payment plans are very affordable and there's so many departments to choose from. Zebit makes shopping for what you need now a joy. I love being a Zebit Customer!

How much will I pay?

Hotels.com e-Gift Card

Price at Checkout: From $50.00

Payments Frequency

Due Today: $12.50
Weekly Payment: $1.44
Total Paid Over 6 Months: $37.50
Total Amount Paid: From $50.00

Southwest® Gift Card

Price at Checkout: From $100.00

Payments Frequency

Due Today: $25.00
Weekly Payment: $2.88
Total Paid Over 6 Months: $75.00
Total Amount Paid: From $100.00

Apple iPad Air (5th Gen) - 10.9"

Price at Checkout: From $829.99

Payments Frequency

Due Today: $207.50
Weekly Payment: $23.94
Total Paid Over 6 Months: $622.49
Total Amount Paid: From $829.99

Payments Frequency

Due Today: $20.50
Weekly Payment: $2.37
Total Paid Over 6 Months: $61.49
Total Amount Paid: $81.99

Microsoft - Xbox Series S 512 GB All-...

Price at Checkout: $400.99

Payments Frequency

Due Today: $100.25
Weekly Payment: $11.57
Total Paid Over 6 Months: $300.74
Total Amount Paid: $400.99

Macy's E-Gift Card $100

Price at Checkout: $100.00

Payments Frequency

Due Today: $25.00
Weekly Payment: $2.88
Total Paid Over 6 Months: $75.00
Total Amount Paid: $100.00

This is a representative example. Product offering can vary based upon creditworthiness of customers and inventory availability for Zebit. Pricing shown is only for the product cost and may not include shipping, handling, or sales tax. Actual down payment may vary by customer creditworthiness and/or individual product. 0% APR for 6 months.



Best Sellers

Beats by Dr. Dre - Beats Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

Price at Checkout: $137.99 $194.99

Due Today: $34.50

13 Bi-weekly payments: $7.96

Fitbit - Versa 2 Health & Fitness Smartwatch - Copper Rose

Price at Checkout: $169.14 $193.27

Due Today: $42.29

13 Bi-weekly payments: $9.76

Fitbit - Versa 2 Health & Fitness Smartwatch - Carbon

Price at Checkout: $169.14 $193.24

Due Today: $42.29

13 Bi-weekly payments: $9.76

Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses

Price at Checkout: $756.99 $815.34

Due Today: $189.25

13 Bi-weekly payments: $43.67

Beats by Dr. Dre - Beats Studio

Price at Checkout: $234.99 $431.57

Due Today: $58.75

13 Bi-weekly payments: $13.56

Apple - AirPods with Charging Case (2nd generation) - White

Price at Checkout: $179.99

Due Today: $45.00

13 Bi-weekly payments: $10.38

Meta - Quest 2 Advanced All-In-One Virtual Reality Headset - 128GB

Price at Checkout: $493.99 $529.99

Due Today: $123.50

13 Bi-weekly payments: $28.50

Apple - 10.2" iPad with Wi-Fi - 64GB - Silver

Price at Checkout: $415.36 $445.99

Due Today: $103.84

13 Bi-weekly payments: $23.96

Samsung Galaxy Watch4 Classic Stainless Steel Smartwatch 46mm BT Silver

Price at Checkout: $461.51 $492.28

Due Today: $115.38

13 Bi-weekly payments: $26.63

Apple - 10.2" iPad with Wi-Fi - 256GB - Silver

Price at Checkout: $619.99 $713.99

Due Today: $155.00

13 Bi-weekly payments: $35.77

Ring - Video Doorbell 4 - Smart Wi-Fi Video Doorbell - Wired/Battery Operated - Satin Nickel

Price at Checkout: $268.99 $287.99

Due Today: $67.25

13 Bi-weekly payments: $15.52

Apple TV 4K 64GB (2nd Generation) (2021) - Black

Price at Checkout: $156.99 $270.47

Due Today: $39.25

13 Bi-weekly payments: $9.06

Just Arrived

Coach Taylor Tote - Brass/Black

Price at Checkout: $291.99 $407.99

Due Today: $73.00

13 Bi-weekly payments: $16.85

Google KIT Nest Audio & Doorbell

Price at Checkout: $375.99

Due Today: $94.00

13 Bi-weekly payments: $21.69

Amazon Fire (9th Gen) HD 10.1'' 64GB Twilight

Price at Checkout: $240.99

Due Today: $60.25

13 Bi-weekly payments: $13.90

Roku Streaming Stick 4K+

Price at Checkout: $96.99

Due Today: $24.25

13 Bi-weekly payments: $5.60

Peerless 39'' - 75'' Display Universal Flat Wall Mount

Price at Checkout: $112.99

Due Today: $28.25

13 Bi-weekly payments: $6.52

Amazon Echo Show 8 (2nd Gen) - Charcoal

Price at Checkout: $153.99

Due Today: $38.50

13 Bi-weekly payments: $8.88

Google Nest Audio - Charcoal

Price at Checkout: $153.99

Due Today: $38.50

13 Bi-weekly payments: $8.88

Peerless Paramount Wall Mount for 32''-50'' Displays

Price at Checkout: $160.99

Due Today: $40.25

13 Bi-weekly payments: $9.29

Google Nest Hub 2.0

Price at Checkout: $140.99

Due Today: $35.25

13 Bi-weekly payments: $8.13

Amazon All-New Kindle 6 8GB - White

Price at Checkout: $116.99

Due Today: $29.25

13 Bi-weekly payments: $6.75

FAQs

Applying for Zebit

  • Registering Using Internet Explorer

    Just go to www.zebit.com/register to start a new application.

    You can attempt to register up to three (3) times, per day, per email. Since no FICO score is needed, there is no risk to re-apply. Any variation on the match-up of information and the system will not be able to perform the verification.

  • Why do you need my Social Security Number?

    We use your SSN to verify your identity and perform our own assessment of your creditworthiness. Your SSN is protected and securely encrypted.

  • I applied and I was declined. Can I apply again?

    While you can apply again, we encourage you to review the Adverse Action Notice you received in order to understand why you were denied.

Credit

  • Do I have to have good credit to be approved?

    We do not require a FICO score to qualify for credit to shop at Zebit. Instead, we look at various factors from the specialty credit reporting agencies and our own criteria to determine your eligibility. 

    Not all applicants will be approved for credit.

  • Do you report credit?

    Zebit does not report payment history to the major credit bureaus of Experian, TransUnion or Equifax. For customers who applied after July 2021, we report to Clarity Services, a specialty consumer reporting agency.

  • Do you check credit?

    Zebit does not pull a FICO score nor make an inquiry that impacts your FICO score.  We do pull data from certain specialty credit reporting agencies to validate information such as your identity, employment and/or income to determine how much credit we can offer you to shop on Zebit.  This may appear as a soft pull on your credit report but does not affect your FICO credit score.  Not all applicants will be approved for credit. 

  • What agency do you perform a credit check with?

    The information we use when performing a credit check is kept and maintained by SageStream or Clarity Services. If you received an Adverse Action Notice, it states the company we used.  You have a right under the Fair Credit Reporting Act to know the information contained in your file. Should you wish to obtain a copy of this information you may contact the company noted at:

    Mail:   SageStream, LLC Consumer Office, P.O. Box
    503793, San Diego, CA 92150

    Phone:   (888) 395-0277

    Secure fax:   (858) 451-2847

    Or

    Mail:   Clarity Services, Inc., a part of Experian, Consumer Support Division, P.O. Box 16, Allen, TX 75013

    Phone:   (866) 390-3118

Zebit Market

  • What is Zebit Market?

    The Zebit Market is an eCommerce store where you can use your Spending Limit to buy a wide range of quality, name brand products.

  • What types of goods are sold in the Zebit Market?

    The Zebit Market carries a variety of products across many categories including, but not limited to: electronics, computers, furniture, appliances, health equipment, home goods, kitchenware, and accessories. We are constantly updating the products within the Zebit Market.

  • Are the goods name brand, new, used and/or refurbished?

    The products are new and in their original packaging. If we do offer open-box or refurbished items, these items will be explicitly marked as such in the Zebit Market.

  • Why are prices listed as both Pay-In-Full and Per Payment?

    Items we sell only have one price. You can choose whether to purchase items outright or pay in installments. We reflect figures for either option to provide customers with information to make their decisions.

    Total payments will never exceed the purchase price inclusive of all tax and shipping.

  • How do I select a payment option at checkout?

    At checkout you will see multiple payment options in your shopping cart.

    You may select the option that best fits your financing needs.

All FAQS